What Are Discount Points?

  On the hunt for a home mortgage in the Tampa Bay area and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point...

What Happens After I’ve Applied For My Loan?

  Have you applied for a loan to purchase a home in the Tampa Bay area and now wondering what’s next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for the lender to ask...

Title Insurance Explained Visually

  What is title insurance and why should any buyer purchasing a home in the Tampa Bay area get it when purchasing a home (single family, townhouse, condo, apartment, or whatever format your home purchase takes)? Doesn’t the attorney or settlement company handling...