Earnest Money Deposit

Submit Your Earnest Money Deposit

Paper checks and wire transfers can finally be a thing of the past with Flagship Title ePay! Now, delivering funds for your next real estate transaction is easier, safer, and quicker than ever.

If you prefer to send a wire at an additional cost, instructions for wires and paper checks are below.


Flagship Title ePay

See what Flagship Title ePay offers:

  • Fully Electronic, Encrypted & Secure
  • Initiate a Transfer within 90 Seconds
  • Connect to Any Financial Institution in the U.S.
  • Never Share Routing and Account Numbers
  • Stay Informed with Email Notifications
  • Receive Refunds or Commissions
  • Accessible 24/7

It’s time to ditch paper checks!

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IMPORTANT NOTICE REGARDING EPAY:  If your closing is scheduled within the next 24 – 48 hours, please do NOT use ePay. Please reach out to your Closer to confirm the best method for you.

When Submitting Your Earnest Money Deposit, We Have Options For You

*All incoming funds must be received and cleared prior to closing; per Florida Administrative Code 690-186.008 as all closing funds must be “collected funds” prior to disbursement. Due to a large amount of fraud, THERE ARE NO EXCEPTIONS.


Flagship Title has partnered with the nation’s leading wire fraud prevention solution, CertifID. To receive instructions to wire instructions by email and text message please email: Funding@FlagshipTitle.com with your request. You will need to provide the following information:

– The PROPERTY ADDRESS that is being sold/purchased
– Your Real Estate Agents name and phone number

Once received, an invitation will be sent to you with instructions to the secure portal to obtain the instructions.

This is to prevent E-mail and Internet-related fraud schemes have become increasingly prevalent and more sophisticated in recent years, affecting customers of financial institutions across the United States. These scams are often perpetrated by criminals who compromise the e-mail accounts of unsuspecting individuals and businesses, and then use those e-mail accounts to initiate unauthorized funds transfer requests.


Paper checks can be mailed or dropped off in person at our corporate operations office at 17221 Camelot Court, Suite 102, Land O Lakes, FL 34638. Please allow for delivery time.

How to Protect Yourself

  • Be careful with what information you share online or on social media. By openly sharing things like pet names, schools you attended, links to family members, and your birthday, you can give a scammer all the information they need to guess your password or answer your security questions.
  • Don’t click on anything in an unsolicited email or text message asking you to update or verify account information. Look up the company’s phone number on your own (don’t use the one a potential scammer is providing), and call the company to ask if the request is legitimate.
  • Carefully examine the email address, URL, and spelling used in any correspondence. Scammers use slight differences to trick your eye and gain your trust.
  • Be careful what you download. Never open an email attachment from someone you don’t know, and be wary of email attachments forwarded to you.
  • Set up two-factor (or multi-factor) authentication on any account that allows it, and never disable it.
  • Verify payment and purchase requests in person if possible or by calling the person to make sure it is legitimate. You should verify any change in account number or payment procedures with the person making the request.
  • Be especially wary if the requestor is pressing you to act quickly.

Additional information and resources on business email compromise can be found at: www.fbi.gov/bec