A Part of Your Crew
What to Expect
Step 1: Opening the Title Order
Once a title order or contract is received we will open a file in our system and promptly place an order for a title search. Your file will then be assigned to a closing team and you will receive a confirmation of your order with contact information from them. You may also communicate directly with the processing team by emailing them at any time with any question you may have.
Step 2: Processing the File
Step 3: Title Search Review and Commitment
Step 4: Clear Title for Closing
Step 5: Settlement / Closing the Transaction
The Closer/Title Agent will present the closing documents to the Buyer(s) and the Seller(s). The two most important questions the Buyer(s) and Seller(s) have when closing is “How much money do I need to bring to closing?” and “When will I receive my/our proceeds?” When both sides of the closing transaction have properly executed all documents, the Closer/Title Agent will disburse the monies and give each person a copy of the closing documents.
Seller(s) and Buyer(s):
You will need to bring the following items with you to closing:
- Photo identification (valid driver’s license, passport, or state-issued identification card).
If necessary, the closing may be handled as a mail away. In this case, the closing documents are prepared and sent via Federal Express or emailed with explicit instructions as where to sign and which documents need to be notarized. Once the packages have been returned to our office, the Closer/Title agent will review all documents for accuracy then disburse accordingly on the closing date.
Step 6: Warehouse / Post Closing
When we prepare the recording package to send it to the Clerk of the Circuit Court in the county where the property is located. This is done electronically to insure timely transfer of ownership in public records. After the recording process is complete, the recorded Deed and/or Mortgage are returned to us and we will prepare the Lenders Title Policy and/or the Owners Title Policy. The recorded Warranty Deed and original Owners Title Insurance Policy will be sent to the homeowner, and the recorded Mortgage and Loan Policy to your lender.