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What About A Home Located In A Flood Plain?

On the home search in the Tampa Bay area and curious about considerations if the home is in a flood plain? A flood plain is an area of land adjacent to a water element like a stream or river that experiences flooding during periods of high dis...

What Does A Professional Home Stager Really Do?

Thinking of selling a home in the Tampa Bay area and curious as to what a Professional Home Stager really does? It’s fairly common knowledge that when selling your home, you need to “sanitize” the house.  Personal and famil...

What Are Discount Points?

On the hunt for a home mortgage in the Tampa Bay area and curious about Discount Points? Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid inter...

What Is A Loan Payoff Letter?

Are you selling a home in the Tampa Bay area that has a mortgage on it?   You may end up hearing the terms "Payoff" or "Payoff Letter" in the sales process of your property. This letter, issued by the lender, states a precise payoff amount that ...

How Do I Choose The Right Lender For Me?

Are you looking for a lender in the Tampa Bay area? There are some great tips in this video. Choose your lender carefully. Look for financial stability and a reputation for customer satisfaction. Be sure to choose a company that gives helpf...

Do I Need A Property Survey?

Are you purchasing property in the Tampa Bay area and wondering if you need a survey? A property survey is a precise measurement and delineation of the size, shape, and boundaries of a property.  Typically performed by trained and certified Surve...

What Happens After I’ve Applied For My Loan?

Have you applied for a loan to purchase a home in the Tampa Bay area and now wondering what's next? It usually takes a lender between 1-6 weeks to complete the evaluation of your application. Like the video shows, it’s not unusual for t...

How Do School Zones Affect Home Buying?

Curious to know how school zones may impact a buyer's decision when purchasing a home in the Tampa Bay area? When reading home listings online, you often see mention of school zones and access to quality schools.  In general, parents want to li...

What Is A Qualified Mortgage?

Do you know what a qualified mortgage means in the Tampa Bay area? As this video explains,  Federal laws put into effect in 2014 and  supervised by the Consumer Financial Protection Bureau define lending practices and loan terms for a ne...

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